Tuesday, April 15, 2008

Are you a Mega Spender?

I have always said that if a person has any sale skills what so ever, I will buy. I have bought a sets of videos that we will never watch( only 8 more payments of $40 to go), pants that I " hope" to fit in some day and countless hobby supplies (this would not be so bad if I did not have to buy storage furniture for the rarely used supplies.) Gary and I are really trying to get our family in a better financial position but I find it difficult to change my ways. I know that I do not need material things to be happy but shopping is like a high.

I was reading MSN and came across these descriptions of Mega Spenders. While some of these made me laugh, it made me realize what a problem I have.

Hello, I am Shannon and I am a Mega Spender. Are you?

You have a yard sale every 3 months just to make room for more stuff.
You cannot fit anything else in your garage…and you don’t even have your car in there.
You have a separate filing system for each of your vehicles, including the boats and the RV’s.
You genuinely have no idea how much money you have, or where you have it, or where it goes.
You trade in your new car for a newer car every 12 months, or less if the mood strikes you.
You think a Vacation of the Month club sounds like something you’d be willing to join.
You think “Budget” is the name of a rental car company.
You engage in an expensive hobby without seeking ways to reduce its costs ($200 golf weekends, spending $2,000 for a hunting club, etc)
You claim to have “nothing to wear,” yet your closet is full to overflowing.
You camp out at a store to be the first to get the latest tech gadget.
You go to those “free vacation” time share weekends and fall for the spiel.
You’ve memorized the menu from more than one restaurant.
You’ve already spent your economic stimulus check, even though you haven’t received it.
You get jealous when the neighbors get a delivery from the furniture store.
You have HSN and QVC on speed dial.
You plan your vacations based on the shopping that’s available.
You know your credit card customer service reps by name and extension.
Your motto is, I came, I saw, I wanted, I bought.
You evaluate every purchase in light of its monthly payment, or what your limit is on Visa, or which credit card you’re NOT late on.
You don’t care that you have no money for savings, vacations, or entertainment, you spend it anyway.
You think wants are needs. Actually, you have no wants. They’re ALL needs. You may be broke but it’s not your fault.
You have a personal parking space reserved at the mall.
You don’t care whether you rent, buy, or lease, just give it to me.